If the insurance company decides not to total your vehicle, it is likely your repaired car will lose value. This loss in value is legally recognized as diminished value. Often times, insurance companies will avoid the obligation to pay for diminished value of your vehicle by stating there is no law that requires insurance to cover the diminished value of a crashed vehicle. Do not let the insurance company side step responsibility for your financial loss. While there may not be a specific statute on point addressing diminished value, diminished…Read More
When baby seats are properly used, they provide immense security during a car crash. But following the car crash, the general manufacture recommendation is to replace the baby car seat. This recommendation is often made regardless of whether your baby is in the car seat at the time of crash. Of course, baby seats are expensive to replace. As part of your property damage claim, be sure to include your baby's car seat, regardless of whether it was occupied at the time of the crash. The insurance company should pay…Read More
Following a car crash, the insurance company is going to send out an adjuster to inspect your vehicles damage and evaluate the cost to conduct the repairs. If the cost of the repairs exceed 65% of the total value of the car, under Nevada law, the car is considered a total loss. The total loss means that the insurance company will not pay to have the car repaired. When deeming the vehicle a total loss, the insurance company is required to compensate you for the market value of your vehicle…Read More
When your car is damaged in a crash, you need to determine where to get your car repaired. You have the option to get your car repaired at a preferred vendor of the insurance company or at an autobody shop of your choosing. How do you decide? Well it depends. If you choose one of the insurance company's preferred vendors, the insurance company will generally guarantee the work of that autobody shop. In addition, the autobody shop and the insurance company will work directly to handle any change orders that…Read More
When your car is damaged in a car crash you often have two options: (1) have your own insurance company pay for repairs to the car or (2) have the at-fault party insurance company pay for the repairs. There are benefits and downsides to using either option. Before your insurance company pays for the repairs to you car, you must have paid the premium for this option with your insurance company. If you have the applicable insurance coverage, you may have to pay a deductible before the insurance company pays…Read More
I come from an immigrant father who traveled to this wonderful nation at a young age. My grandmother brought him here because she wanted him to have greater educational opportunities. The path that my grandmother and father set before me has empowered me to obtain a wonderful education and obtain legal authority to uniquely help others. In addition to educational and economic opportunities, the path they set for me has given me the blessing to vote. Our Republic gives power to the people in many ways, including the right to…Read More
